Automated Teller Machine: Electronic banking kiosk

It can also be used by someone to see how much money they have, or see and do other things with their bank account. In the United Kingdom, ATMs are often called cash machines, cashpoints or the hole in the wall.

ATMs may be found in stores and shopping malls. They can also be found in other places. Sometimes, they can be found in bars or restaurants. Other times, at special events, people may set one up so the guests can use the machine, like at a fundraiser.

People need a debit card or credit card in order to use an ATM. They also need to have a Personal Identification Number (PIN). A PIN is a code that lets them get into their account.

There are many scams with ATMs. In one scam, con artists look over the victim's shoulder and find their PIN. This is known as shoulder surfing. In another, they may put a video camera near the ATM to look at people using their PIN number. They then make cards using the PIN number and account number to be able to use that person's account.

In Germany, where people still use real money more than electronic money, there have been a lot of robberies from cash machines. 496 cash machines were blown up in 2022, with about €100,000 stolen each time. Most of the thieves are Dutch men, say the German police.

In Japan old people are targeted by people who pretend to be members of their family in trouble. In 2023 the National Police Agency were thinking about stopping people over 65 who had not used a machine for more than a year from using them.